99 Ledgers

99 Ledgers – Legal & Policies

99 Ledgers – Legal & Policies

1. Introduction

Welcome to 99 Ledgers, a provider of outsourced accounting, bookkeeping and financial services. By engaging with our services, you (“Client”) agree to these Terms & Conditions (“Agreement”). This Agreement governs the relationship between you and 99 Ledgers (“we”, “us” or “our”).

2. Scope of Services

We will provide services as detailed in a separate Statement of Work (“SOW”), engagement letter or mutually agreed proposal. Services may include bookkeeping, accounting, reconciliation, payroll processing, tax preparation support, MIS & reporting and related financial back-office support.

  • Services will be performed with reasonable care, skill and professionalism.
  • Any taxation, audit or regulatory compliance support will be provided only under a separate written engagement.

3. Client Responsibilities

  • Provide accurate, complete and timely financial information, documentation and system access.
  • Appoint a designated contact person for communications.
  • Respond promptly to requests for information or clarification.
  • Ensure that all information provided is lawful and does not infringe third-party rights.
  • Maintain compliance with applicable tax and regulatory laws; we are not liable for penalties due to inaccurate or delayed information provided by the Client.
  • Make timely payments for services rendered.

4. Fees & Payment

  • Fees: As per the agreed SOW, engagement letter or proposal.
  • Billing: Invoices will be issued [monthly/periodically/upon completion of the task or as agreed] and are payable upon receipt. Invoices are deemed delivered upon successful email transmission.
  • Late Payment: Overdue balances may attract a late payment fee of [1.5% per month / maximum rate permitted by law].
  • Disputes: Any billing disputes must be raised in writing within [5] days of invoice date.
  • Indian Clients: GST will be applied as per applicable laws.
  • Overseas Clients: Services qualifying as “export of service” shall be invoiced without GST (zero-rated).
  • Currency: Unless otherwise agreed, invoices will be raised in INR or USD.

5. Confidentiality

  • Both parties agree to maintain confidentiality of all non-public, sensitive or proprietary information, including financial records, client data and business information.
  • Information will not be disclosed without prior written consent, except as required by law or as necessary to perform agreed services.
  • Confidentiality obligations survive termination of this Agreement.

6. Data Security & Privacy

  • We adopt reasonable safeguards to protect client data from unauthorized access, loss or misuse. No system is completely secure.
  • Our data handling practices are detailed in our Privacy Policy.
  • Clients remain responsible for ensuring their systems, data transmissions, and shared information are secure.

7. Limitation of Liability

  • We are not liable for indirect, incidental, special or consequential damages, including lost profits, data or opportunities, arising from the use of our services.
  • Our services rely on information provided by the Client; we are not responsible for errors, delays or penalties resulting from inaccurate, incomplete or late information.
  • Except in cases of gross negligence or wilful misconduct, our maximum aggregate liability shall not exceed the total fees paid by the Client to 99 Ledgers in the 3 months immediately preceding the claim.

8. Intellectual Property

  • All deliverables and work product created specifically for the Client belong to the Client once full payment is made.
  • 99 Ledgers’ proprietary tools, templates, processes and methodologies remain our exclusive intellectual property.
  • The Client grants us a limited, non-exclusive license to use their data solely for service delivery.

9. Term & Termination

  • Commencement: Services begin upon execution of the SOW/engagement letter.
  • Termination for Convenience: Either party may terminate services with 30 days’ written notice.
  • Termination for Cause: Immediate termination permitted if a material breach occurs and is not remedied within 7 days.
  • Post-Termination: All outstanding invoices become immediately due. Confidentiality and data protection obligations continue.

10. Governing Law & Jurisdiction

These Terms are governed by the laws of India. Disputes fall under the exclusive jurisdiction of the courts in Delhi/New Delhi, India.

11. Electronic Communication & Notices

All communications, including invoices and notices, may be provided electronically. Clients must ensure their contact information is current and systems can receive electronic communication.

12. Amendments

We may update these Terms. Continued use of our services constitutes acceptance of the revised Terms.

This Privacy Policy explains how 99 Ledgers (“we”, “us” or “our”) collects, uses, stores, and protects the personal and business information of clients and website visitors.

1. Information We Collect

  • Contact Information: Name, email address, phone number, business name, physical address.
  • Financial Information: Business financial data, bank account details, payment information, tax IDs and other records required for our services.
  • System Access Details: Login credentials or access rights (only where required for service delivery).
  • Technical Data: IP address, browser type, operating system, and website usage data via cookies/analytics.

2. How We Use Your Information

  • Providing and managing outsourced accounting, bookkeeping, and related services.
  • Communicating with you regarding your account, deliverables, and updates.
  • Processing payments, issuing invoices, and maintaining financial records.
  • Complying with applicable legal, regulatory and tax obligations.
  • Improving service quality, efficiency, and client experience.
  • Sending updates or offers (email, SMS, WhatsApp, calls). You may opt out anytime by replying “STOP” or contacting us.

3. Role as Data Processor

We act as a Data Processor; you remain the Data Controller and retain ownership and control of your data. We process information strictly per your instructions.

4. Data Sharing & Disclosure

  • Service Providers: With trusted vendors (payment processors, cloud hosting providers) bound to protect your data.
  • Legal & Regulatory: With authorities if required by law.
  • Employees & Consultants: Staff and consultants bound by confidentiality agreements.

5. International Data Transfers

Your information may be stored or processed outside your country. We ensure compliance with applicable laws and implement safeguards.

6. Data Security

We adopt technical, organizational, and physical measures to protect data. No system can guarantee absolute security.

7. Cookies & Tracking

We may use cookies and similar technologies to improve experience and analyze site usage. You may disable cookies via browser settings; functionality may be affected.

8. Compliance & Your Rights

We comply with India’s DPDP Act 2023 and GDPR (EU clients). You may request access, correction, deletion, or withdraw consent for your data.

9. Changes to This Policy

We may update this Privacy Policy. Continued use signifies acceptance of the updated policy.

10. Contact Us

Email: info@99ledgers.com | Phone: +91-8826366672

99 Ledgers is committed to making digital content accessible to all users, providing an inclusive experience.

Standards

  • WCAG 2.1, Level AA
  • IS 17802:2022 (Indian accessibility standards for ICT products/services)

Accessibility Measures

  • Text alternatives for non-text content.
  • Compatibility with assistive technologies.
  • Logical content structure and clear navigation.
  • Keyboard navigation support.
  • High-contrast and readable text.

Known Limitations

Some areas may not yet be fully accessible. We are actively improving accessibility.

Ongoing Efforts

We periodically review and update our website, content, and policies for better usability.

Feedback

Email: info@99ledgers.com | Phone: +91-8826366672

1. General Information Only

Content on the 99 Ledgers website is for general informational purposes. We make no guarantees regarding accuracy or completeness. Reliance on this content is at your own risk.

2. Not Professional Advice

Information on this website is not professional accounting, financial, legal, or tax advice. Consult a licensed professional for decisions.

3. Limitation of Liability

99 Ledgers and its staff are not liable for any direct, indirect, incidental, consequential or special damages arising from the use of this website.

4. External Links

We may link to third-party websites. Links do not imply endorsement or recommendation.

5. No Client Relationship

Use of this website does not create an accountant-client or advisor-client relationship. A formal engagement requires a written agreement or SOW.

6. Changes & Updates

We reserve the right to change, update, or remove website content at any time without prior notice.

7. Contact Us

If you have questions about this Disclaimer, contact us at info@99ledgers.com.

© 2025 99 Ledgers. All rights reserved.